VIRTUAL PAYOUT CARD SCHEME

Smart payouts.
From 1.5%.

A virtual card scheme designed for South African and African gaming operators. Cut voucher costs, modernize payouts, and give players instant access to their winnings.

Backed by leading South African bank

Supported by major global* card network

Digital wallet ready

Current payout vouchers cost operators around 3 percent. Prepay virtual cards reduce costs from 1.5 percent, while keeping players and regulators happy.

Mobile phone with Prepay virtual payout card

Instant virtual payout card

1.5% Typical payout fee from 1.5 percent

100% Digital issuance and redemption

PROGRAM OVERVIEW

Virtual card scheme for the South African and African gaming industry

Prepay Services delivers a turnkey payout solution for gaming and gambling operators. Issue branded virtual cards that players can use online, in store, or in their mobile wallets.

B2B2C model - operator to player

White label and dual branding

Fully managed issuance and settlement

Settle winnings directly onto virtual cards and give players the freedom to spend anywhere the global* card scheme is accepted.

MARKET CONTEXT

Gaming payouts are changing fast

South Africa's gaming and gambling market is expanding rapidly and regulations are evolving. Operators need payout options that are cost effective, compliant, and player friendly.

Target industry Operators looking for scalable, low friction payout solutions.

Target user Gamers who want quick, secure access to their winnings without waiting for bank transfers.

Model B2B2C: gaming operator to players via virtual cards and digital wallets.

Relevance High smartphone penetration and the growth of mobile wallets support fast adoption.

Dual branding with one of the most recognized card brands in the world strengthens trust and engagement.

Samsung Wallet showing Prepay virtual payout card

PLAYER BENEFITS

Benefits to customers

Virtual payout cards offer a simple, safe, and modern way for players to access their winnings, while building long term trust with your brand.

Enhanced security

Backed by a major global* card network and a leading South African bank.

Universal acceptance

Spend anywhere the card brand is accepted, online and in store at hundreds of thousands of outlets.

Mobile wallet integration

Compatible with Samsung Pay, Apple Pay, and Google Pay from launch.

Convenience

No physical card required. Instant issuance and access via app or wallet.

Fractional spending

Players can spend exactly what they want, not only full voucher values.

Dedicated winnings account

Separates winnings from personal bank accounts, supporting responsible gaming and better budgeting.

Customer trust

Association with established banking and card brands builds confidence and loyalty.

OPERATOR OBJECTIVES

Key business objectives

The Prepay virtual card scheme has been designed around the needs of regulated gaming operators: lower costs, higher engagement, and fast rollout.

Cost

Reduce payout costs

Cut payout voucher costs from around 3 percent to as low as 1.5 percent.

Savings

Payouts

Convenient payouts

Provide immediate, simple access to winnings on a brand aligned virtual card.

Experience

Retention

Player retention

Incentivize repeat gameplay with modern, always available payout options.

Retention

Reach

Wide acceptance

Enable global* spending wherever the card scheme is accepted.

Coverage

Launch

Rapid deployment

100 percent digital solution, no dependence on physical card production or distribution.

Speed

Branding

White label ready

Operators can brand cards quickly to align with their platforms and promotions.

Brand

VIRTUAL CARD ADVANTAGES

Why operators are moving to virtual cards

Using Prepay Services cash out system unlocks a long list of operational and risk management advantages for gaming businesses.

Launch

Rapid deployment

Fully digital, no physical stock, issued on demand to players.

Access

Instant winnings access

Players can start using their winnings immediately via digital wallets.

Speed

Quick to market

Fast branding and rollout across operators and brands.

Ops

Reduced complexity

Centrally managed issuance that removes warehousing and shipping.

Risk

Reduced fraud risk

Details cannot be skimmed, cloned, or stolen in the same way as physical cards.

Exposure

Limited exposure

Single use or capped balances lower misuse risk.

Isolation

Financial isolation

Cards are not linked directly to player bank accounts, reducing sensitivity.

Privacy

Privacy and anonymity

Minimal data requirements and reduced exposure across sites.

Control

Control and flexibility

Instant freezing, cancellation, and re-issuance when required.

Always On

Always accessible

No need for a physical card. Access through mobile or web 24 by 7.

Insights

Marketing data

Spend data offers insight into player behavior and engagement.

VALUE PROPOSITION

Modern payouts your players will actually love

Replace legacy vouchers with a branded virtual card experience that feels as modern as your games. Deliver lower payout costs and higher loyalty in one move.

Current payout vouchers typically cost operators around 3 percent.

Prepay virtual card scheme reduces costs from 1.5 percent.

Significant cost savings at scale for operators.

Modern and attractive payouts that fit how players already pay and shop.

Supports continuous engagement and repeat visits to your platform.

Supports player loyalty programs and ongoing promotions.

Underwritten by a leading South African bank.

Backed by a major global* card scheme for global* reach and trust.

Lower payout costs

Digital wallet ready

Regulation aligned

Player first experience

Group of players holding phones with Prepay payout card

07 Virtual payouts that feel as good as winning.

READY TO TALK

Book a session to explore Prepay for your operation

Share a few details and a member of the Prepay team will reach out with a tailored overview for your brand, including pricing, rollout timelines, and integration options.

Tell us about your business

Ideal for licensed South African and African gaming and gambling operators looking to modernize payouts. For urgent enquiries, email info@prepayservices.net.

Smart payouts. From 1.5%.